Rinet Company, LLC (Boston)


Rinet Company, LLC is a large advisory firm based in Boston. It manages $1.82 billion of regulatory assets for 1,545 client accounts. It has been registered with the SEC as an adviser since 2003 and has operated in the jurisdictions of California, Connecticut, Florida, and 5 other states.

Rinet Company provides financial planning services, portfolio management for individuals and small businesses, selection of other advisers, and consulting. It prepares financial plans for more than 100 clients. On top of advisory services, the firm doesn't engage in other business activities.

Rinet Company: assets under management

The assets under management (AUM) of Rinet Company, LLC is $1.82 billion. The firm's AUM has grown by 209% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $1.7 billion in discretionary accounts and $121.81 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $1.13 million each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $2.83 million.
Rinet Company has custody of $143.71 thousand in cash and securities for 63 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in other assets the most. They account for 30% of the total AUM. The second-largest asset type is exchange traded securities, which make up 17% of the firm’s portfolio. Investments in investment and business development companies form 14% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Rinet Company, LLC for their services and products based on a percentage of assets under management and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Timothy Landon Vaill serves?

The firm provides services to individuals, charitable organizations, high net worth individuals, pooled investment vehicles, and corporations or other businesses. The largest group of clients of Timothy Landon Vaill is high net worth individuals with 138 clients and $1.48 billion of assets under management. Among the 11 most similar advisory firms, Rinet Company has the highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $1.82 billion for 162 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Rinet Company also advises several private funds. Namely, three real estate funds and three private equity funds. The minimum investment commitment required of non-related persons ranges from $50,000 to $250,000.

Careers at Rinet Company, LLC

The company employs 27 people that are either part- or full-time employees. 63 percent of the employees work as investment advisers or researchers. 16 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Timothy Landon Vaill has been acting as President since 1 Oct 1999. Benjamin George Goldman joined the executive team most recently as the Managing Director.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Richard N. Thielen Chairman and chief executive officer 1 May 1976 Other 4346316
Patrick Brian Maraghy Executive vice president 1 Jul 1993 Other 4346322
Valerio Iannalfo Senior vice president 1 Jul 1995 Other 4346323
Mary Ann Rodrigue Senior vice president 1 Jan 1998 Other 4346884
Inc. Boston Private Financial Holdings Parent company 1 Oct 1999 75% - 100% 04-297-6299
Timothy Landon Vaill Director 1 Oct 1999 Other 4345783
Charles Michael Hazard Director 1 Oct 1999 Other 240834
Kathleen C. Wallace Vice president, clerk 1 Oct 2001 Other 4466175
Brian Rivotto President and chief operating officer 1 Jan 2002 Other 4496615
Robert Paul Mccarthy President, kanon bloch carre 1 Jan 2003 Other 4346871
Gary P. Savage Managing director - chief compliance officer 1 Jan 2004 Other 4346869
Valerio Iannalfo Executive vice president 1 Jan 2004 Other 4346323
Ira Gene Rapaport President - boston private financial advisers 1 Jan 2004 Other 3218098
Kathleen C. Wallace Managing director 1 Oct 2004 Other 4466175
Joel H. Goober President boston private financial advisors 1 Dec 2004 Other 4850635
Walter Pressey Director 1 Jan 2005 Other 4355563
Joseph Henry Cromarty Director 1 Jan 2005 Other 2351673
Luke S. Corbalis Managing director 1 Apr 2005 Other 4967045
David Stanley Beckwith Managing director - chief investment officer 1 Jun 2005 Other 2285065
Brian Rivotto Managing director - president and ceo 1 Jan 2006 Other 4496615
Llc Rinet Holding Company Member 1 Sep 2009 75% - 100% 80-0031560
Rebecca Renee Pouliot Managing director 1 Sep 2009 Other 4750044
Kathleen Marie O'brien Managing director 1 Sep 2009 Other 5756535
Benjamin George Goldman Managing director 1 Jan 2018 Other 4583654
Christopher Francis Mahoney Managing director 1 Jan 2018 Other 4975733

Indirect Owners

The SEC currently registers 4 indirect owners.

Name Entity Date acquired Ownership Employer ID
Brian Rivotto President, ceo, manager, member 1 Aug 2009 Other 4496615
Gary P. Savage Manager, member 1 Aug 2009 Other 4346869
Patrick Brian Maraghy Manager, member 1 Aug 2009 Other 4346322
Kathleen C. Wallace Manager, member 1 Dec 2014 Other 4466175

Based in Boston

The principal office where Rinet Company, LLC performs its advisory services is located at 101 Federal Street, Boston, MA 02110, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 617-488-2700 or by fax 617-423-3206. The normal business hours are 8:30am - 5:30pm on Monday - Friday. You can find more information about the New York firm at rinetco.com.