Main Street Financial Life Advisors, LLC (Moorestown)


Main Street Financial Life Advisors, LLC is a large advisory firm based in Moorestown. It manages $132.79 million of regulatory assets for 427 client accounts. It has been registered with the SEC as an adviser since 2017 and has operated in the jurisdictions of Delaware, Florida, Massachusetts, New Jersey, and Pennsylvania.

Main Street Financial Life Advisors provides financial planning services, portfolio management for individuals and small businesses, pension consulting services, selection of other advisers, and advice on matters not involving securities.. It prepares financial plans for more than 10 clients. On top of advisory services, the firm doesn't engage in other business activities.

Main Street Financial Life Advisors: assets under management

The assets under management (AUM) of Main Street Financial Life Advisors, LLC is $132.79 million. The firm's AUM has grown by 7% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $122.55 million in discretionary accounts and $10.24 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $289.03 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $3.41 million.
Main Street Financial Life Advisors has custody of $18.68 million in cash and securities for 10 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in investment and business development companies the most. They account for 38% of the total AUM. The second-largest asset type is exchange traded securities, which make up 29% of the firm’s portfolio. Investments in state and local bonds form 17% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Main Street Financial Life Advisors, LLC for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Main Street Financial Life Advisors serves?

The firm provides services to individuals and high net worth individuals. The largest group of clients of Main Street Financial Life Advisors is high net worth individuals with 28 clients and $96.1 million of assets under management. Among the 9 most similar advisory firms, Main Street Financial Life Advisors has the 5th highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $132.79 million for 123 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Main Street Financial Life Advisors doesn't advise any private funds.

Careers at Main Street Financial Life Advisors, LLC

The company employs 7 people that are either part- or full-time employees. 43 percent of the employees work as investment advisers or researchers. 5 employees are registered as investment adviser representatives with the state securities authorities.

There are 2 people with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
James Joseph Roman Managing member/chief compliance officer 1 May 1999 75% - 100% 3133090
Lisa Ann Roman Member / administrative principal 1 May 2010 Other 5850844

Based in Moorestown

The principal office where Main Street Financial Life Advisors, LLC performs its advisory services is located at 212 W. Route 38, Moorestown, NJ 08057, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 856-234-3550 or by fax 856-234-3577. The normal business hours are 9:00 am to 5:30 pm on Monday - Friday. You can find more information about the New York firm at mainstreefla.com.