Citizens Securities, Inc. (Dedham)


Citizens Securities, Inc. is a large advisory firm based in Dedham. It manages $3.57 billion of regulatory assets for 28,867 client accounts. It has been registered with the SEC as an adviser since 2015 and has operated in the jurisdictions of Alabama, Alaska, Arizona, and 48 other states.

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Citizens Securities provides portfolio management for individuals and small businesses, selection of other advisers, and participate in wrap fee program. It doesn't provide financial planning services to its clients. On top of advisory services, the firm doesn't engage in other business activities.

Citizens Securities: assets under management

The assets under management (AUM) of Citizens Securities, Inc. is $3.57 billion. The company doesn't manage any assets belonging to foreign clients.

Investments

The firm invests in pooled investment vehicles the most. They account for 100% of the total AUM.

Fees & Commissions

The advisory firm has a single stream of revenue. Clients pay Citizens Securities, Inc. for their services and products based on a percentage of assets under management. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Frank Paul Drago serves?

The firm provides services to individuals, high net worth individuals, and corporations or other businesses. The largest group of clients of Frank Paul Drago is individuals with 27,021 clients and $2.99 billion of assets under management. Among the 11 most similar advisory firms, Citizens Securities has the highest percentage of individuals out of all clients.


The amount of regulatory assets under management is $3.57 billion for 28,867 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Citizens Securities doesn't advise any private funds.

Careers at Citizens Securities, Inc.

The company employs 1,481 people that are either part- or full-time employees. 27 percent of the employees work as investment advisers or researchers. 424 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Frank Paul Drago has been acting as President since 1 Jan 2016. David Howard Shore joined the executive team most recently as the Chief Compliance Officer.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Michael Gerard Millard Chairman / chief executive officer 1 Jan 2006 Other 722703
Gary John Cuccia Chief financial officer / director/treasurer 1 Jun 2006 Other 1386493
N.A. Rbs Citizens Direct shareholder 1 Sep 2007 75% - 100% 20-2635739
Lawrence Seidl Director of sales, director 1 Feb 2009 Other 2877717
Maura Keegan Fairbanks Senior vice president/director of operations 1 Nov 2009 Other 5738071
Diane Patricia Novak Chief compliance officer 1 Jun 2013 Other 1857183
Shaun Daniel O'brien Finop 1 May 2015 Other 4138175
N.A. Citizens Bank Direct ownership 1 Jun 2015 75% - 100% 20-2635739
Jason Cleveland Bugg Vice president - interim chief compliance officer 1 Sep 2015 Other 4381290
Maura Keegan Fairbanks Executive vice president - interim chief executive officer/director of operations 1 Oct 2015 Other 5738071
Frank Paul Drago President 1 Jan 2016 Other 1488658
Maura Keegan Fairbanks Executive vice president - director of operations 1 Jan 2016 Other 5738071
Kevin Lindsey Fein Svp chief compliance officer 1 Jan 2016 Other 1702993
Robert Michael Howard Executive vice president - director of operations 1 Jun 2016 Other 4647114
Mark David Pinocci Chief compliance officer 1 Jun 2016 Other 2633345
Kevin John Carvalho Chief financial officer 1 Jun 2016 Other 6115556
Kevin Lindsey Fein Chief compliance officer 1 Oct 2017 Other 1702993
Kevin Lee Martin President 1 Mar 2018 Other 2742022
David Howard Shore Chief compliance officer 1 Oct 2018 Other 2106767

Indirect Owners

The SEC currently registers 6 indirect owners.

Name Entity Date acquired Ownership Employer ID
The Royal Bank Of Scotland Group Plc Sole shareholder 1 Apr 1969 75% - 100% foreign
The Royal Bank Of Scotland Plc Sole shareholder 1 May 1999 75% - 100% 13-1898944
Rbsg International Holdings Ltd. Shareholder 1 May 1999 75% - 100% foreign
Inc. Citizens Financial Group Direct shareholder 1 May 2005 75% - 100% 05-0412693
Her Majesty's Treasury Shareholder 1 Dec 2008 75% - 100% foreign
N.A. Citizens Bank Direct ownership 1 Sep 2014 75% - 100% 05-0412693

Based in Dedham

The principal office where Citizens Securities, Inc. performs its advisory services is located at 770 Legacy Place, Dedham, MA 02026 The mailing address of the firm is 45 Dan Road, Canton, MA 02061. An additional office of the firm is in Newtown Sq, PA. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 1-800-942-8300 or by fax 877-349-3048. The normal business hours are 9:00 am - 5:00 pm on Monday - Friday. You can find more information about the New York firm at citizensbank.com.